Select Home Warranty Review (January 2024)

Select Home Warranty earned 4.5 out of 5 points in our review standards. It stood out for its budget-friendly plan options, quick claim response time and solid reputation in the industry. 

It scored well for coverage options, plan pricing, trustworthiness, customer service, state availability and additional benefits. The provider also includes roof-leak coverage with all plan options. 

Select’s high trustworthy rating is based on its transparent sample contract and positive reputation on review sites like Trustpilot. Select’s customer service is one of its strongest points because the company has a claim response time of 12 business hours and is available every day of the year, including weekends and holidays. The company will also make reasonable efforts to respond to emergencies. 

It didn’t rate as well in the coverage details category because its basic plans are separated into appliance-only and systems-only coverage options. This separation may not concern all homeowners, but our review standards are optimized to consider the maximum amount of coverage for the most affordable rate.

Compare the pros and cons of Select Home Warranty below:

Select Home Warranty offers three coverage plans: Gold Care, Bronze Care and Platinum Care. Each program costs less than $47 per month. In addition to providing low-cost plans, Select Home Warranty offers free roof leak coverage.

• Bronze Care: Covers your refrigerator, clothes washer, clothes dryer, dishwasher, cooktop, microwave oven, stove/oven and garbage disposal.
• Gold Care: Covers your air conditioning, heating system, plumbing system, electrical system, water heater and ductwork.
• Platinum Care: Covers all the appliances and home systems in its Bronze and Gold Care plans, plumbing stoppages, garage door openers, and ceiling fans.

Here’s a side-by-side comparison of what’s covered in each home warranty plan:

Select Home Warranty also offers the following optional add-ons:

• Pool pump
• Central vacuum
• Sump pump
• Well pump
• Stand-alone freezer
• Lawn sprinkler system
• Septic system

While there is no limit to the number of repairs Select Home Warranty covers, there are some limits on the allowance, or coverage limit, for repairs. For home appliances and plumbing, electrical systems, the repair/replacement allowance is $500. Heating and air conditioning systems have a coverage limit of up to $2,000. Additional coverage items are limited to $400 per item.

Some of Select’s notable coverage exclusions include systems and appliances that require repair as a result of improper installation and issues resulting from a manufacturer’s defect.

Select Home Warranty’s plans are some of the most affordable in the industry, making it a budget-friendly option for homeowners. Additionally, Select’s $75 service fee is one of the lowest among home warranty companies. A service call fee is similar to an insurance deductible, and you’ll pay this fee any time you request service before your coverage will apply. When our team requested a quote, we received the following pricing information:

• Bronze Care: $41.67 per month
• Gold Care: $41.67 per month
• Platinum Care: $46.08 per month

How Much Cheaper is Select Home Warranty than Competitors?

Use the table below to compare Select Home Warranty plan costs to our other top-rated providers, American Home Shield, Liberty Home Guard and AFC Home Club.

Select Home Warranty is available in 47 states, excluding Nevada, Washington, and Wisconsin.

Select Home Warranty has received solid industry reviews. Select Home Warranty is not accredited by the Better Business Bureau (BBB), but it holds a B rating from the organization as of July 2022. It is important to note that many companies choose not to become accredited by the BBB because of the cost involved in becoming accredited.

As for Select Home Warranty reviews from existing customers, the company has received a generally even mix of positive and negative reviews. The company received a 1.1 average customer review rating based on over 800 customer reviews on its BBB webpage. On Trustpilot, the company holds a higher score with a 3.5 average rating based on over 600 reviews.

Generally, positive Select Home Warranty reviews emphasize the company’s low cost and professional customer service, while negative reviews point to occasional communication problems and claim denials.  When we reached out to Select Home Warranty for a comment on the negative reviews, we did not receive a response.

Below are a few customer reviews for you to consider.

“After I filed a claim, it took several calls and four days later for a technician to contact me to set up an appointment.” – Monica H. via BBB

“Mr. Edward kindly took care of my concern. I had dryer issues, and Mr. Edward assured me that he would take care of me. He did. I applaud his great customer service.” – Marlon W via BBB

“I have had other warranty companies with no repair problems. They [Select Home Warranty] don’t respond to specific email requests or call. Don’t go with this company.” – Carol Prell via Trustpilot

“My experience with Select Home Warranty has been the best out of any other home warranty [company]. The claims are entered in a timely manner and taken care of quite rapidly. Thank you for your excellent service.” – Miriam Valdes via Trustpilot

With its low cost, roof-leak coverage and quick claims process, Select Home Warranty is one of the better home warranty companies in the nation. We find it’s a great option especially for cost-conscious homeowners because of its reasonable monthly pricing.

To get a free quote, you can call the company at 888-370-3956 or fill out this online quote form. The company is offering MarketWatch readers $100 off and 2 months free.

Check out reviews of some of our other recommended home warranty providers below.